Bank statement analyzer

Find hidden subscriptions and money leaks in your bank statement.

MyMoneyLeak is a bank statement analyzer that reviews supported CSV and PDF statements to find recurring payments, hidden subscriptions, possible duplicate charges, fees, and unusual spending without connecting your bank account.

View sample analysis

See what happens after you upload

Turn a bank statement into a clear review.

MyMoneyLeak organizes the statement you choose into recurring payments, possible duplicate charges, fees, and spending changes that are easier to understand.

Analyze my statementSee how it works
june-statement.pdf27 transactions
Ready
Review completeStatement-based findings
Recurring payments3
Possible duplicates2
Estimated annual cost$126
You decide what needs action.
No bank loginUpload only the statement you choose.
CSV and PDFReview supported statement formats.
You stay in controlNothing is canceled or disputed automatically.
01 — 03
Bank statement analysis

Analyze your bank statement.

Upload a CSV or PDF bank statement to review recurring payments, possible duplicate charges, subscription costs, and unusual spending changes without connecting a live bank account.

27
example bank transactions reviewed
Uploaded bank statement27 transactions
Netflix
Card transaction
14 Dec
$12.99
Adobe Systems
Card transaction
14 Dec
$54.99
Spotify
Card transaction
28 Nov
$10.99
Broadband Direct
Card transaction
02 Nov
$62.00

Possible duplicate charges

Spot charges that may have happened twice.

Similar merchant names, dates, and amounts are placed side by side so you can understand why a transaction was flagged before deciding whether it needs attention.

  • Compare merchant names and amounts
  • Check transaction dates
  • Return to the original statement entry
  • Treat every match as a review item, not a confirmed error
Possible duplicateNeeds review
Transaction 01

Adobe Systems

$54.99
Date
14 Dec 2025
Merchant
Adobe Systems
Status
Review
Transaction 02

Adobe Systems

$54.99
Date
14 Dec 2025
Merchant
Adobe Systems
Status
Review

Recurring payments

See what repeats—and what it costs over a year.

Monthly charges can feel small in isolation. MyMoneyLeak groups repeating payments by merchant and shows an estimated annual total so the real cost is easier to understand.

  • Monthly and annual cost together
  • Merchant-level payment history
  • Items marked for your review
Explore recurring-payment features
SubscriptionsRecurring payments to review
Statement based
Possible subscriptions3
Estimated monthly cost$41.98
Estimated annual cost$503.76
NetflixPossible recurring payment
Review$10.99
SpotifyPossible recurring payment
Active$10.99
ChatGPT PlusPossible recurring payment
Active$20.00

Prepare before you call

Take clear figures into the conversation.

See bill-comparison tools
Leak intelligenceSpending insights

Patterns that may deserve your attention.

All statements
Estimated monthly exposure
$9per month

Estimated recurring or avoidable impact in the statements currently being reviewed.

Annual impact$96
Findings detected2
Impulse spending patternsFrequent small purchases that build up over time.
$8
Possible duplicate chargesPayments that may have been charged more than once.
$1

Spending insights

See where your money may be leaking.

MyMoneyLeak brings the highest-impact findings to the top and keeps each insight connected to the supporting transactions behind it.

  • Prioritized areas to review
  • Estimated monthly and annual impact
  • Supporting transactions kept visible

Bill comparison

Understand a price increase before calling the provider.

Compare the previous charge, current charge, monthly increase, and estimated yearly difference in one place.

MyMoneyLeak prepares the figures. It does not negotiate on your behalf or guarantee a lower price.

Previous monthly charge$48
Current monthly charge$62
Monthly increase
$14
Estimated annual difference
$168
Suggested next step
Review with provider
Financial health
80Score
Watchlist

Your score starts at 100 and is reduced when statement patterns need review.

Score report

What is affecting your score

Duplicate chargesPotentially repeated payments.
−20 pts
SubscriptionsRecurring services and memberships.
Clear
Impulse spendingSmall unplanned purchases that add up.
−8 pts
Spending spikesSpending above your usual pattern.
Clear

Financial Health Score

See the patterns that deserve your attention.

The score summarizes recurring commitments, possible duplicate signals, spending behavior, and other statement patterns in one informational view.

The Financial Health Score is an informational product feature. It is not financial advice or a credit score.

Ask your statement

Ask a practical question and see the transactions behind the answer.

Answers stay connected to the statement you uploaded so you can check the supporting details instead of relying on a generic reply.

Which recurring payments should I review first?
MyMoneyLeak
Three payments may deserve attention based on annual cost and recent payment history.

Open the subscription list to review each merchant and its supporting transactions.

Where did most of my money go?Did my spending change?

Simple pricing

One Premium plan. Choose how you pay.

Monthly and yearly billing include the same statement review and product features.

Premium
$9.99per month

Billed monthly

  • CSV and PDF statement review
  • Recurring payment tracking
  • Possible duplicate-charge review
  • Spending and fee insights
  • Financial Health Score
  • Bill comparison tools
Choose monthly billing

Designed around statement uploads

Your banking password stays with your bank.

MyMoneyLeak does not need a live bank login. You choose which statement to upload and remain in control of every next step.

Common questions

Clear answers before you upload.

What does MyMoneyLeak review?

MyMoneyLeak organizes transactions from an uploaded CSV or PDF statement into useful review areas such as recurring payments, possible duplicate charges, fees, merchant activity, and spending changes.

Do I need to connect my bank account?

No. You upload only the statement you choose to review. MyMoneyLeak does not require your online-banking username or password.

Can MyMoneyLeak cancel subscriptions for me?

No. It helps you identify repeating payments and review the supporting transaction details. You remain in control of any cancellation, dispute, or provider conversation.

Are possible duplicate charges always errors?

No. Similar transactions are shown for review, but a repeated amount can still be legitimate. Check the merchant, date, amount, and source statement before taking action.

Ready to take a closer look?

Review the statement you choose—without connecting your bank.

Analyze my statement